Home Buying Confidence Guide

Confidence comes from knowledge! Here’s how to become a home-buying rockstar:

1. Know your budget: Be clear-eyed about what you can afford. Factor in closing costs, taxes, and potential repairs https://www.rocketmortgage.com/learn/first-time-home-buyer-tips.

2. Educate yourself: Take a first-time homebuyer class or research the process online. The more you understand, the less intimidating it seems.

3. Find a great real estate agent: They’ll guide you through the market, negotiate offers, and answer your questions https://www.rocketmortgage.com/learn/how-to-buy-a-house.

4. Get pre-approved for a mortgage: This shows sellers you’re a serious buyer and helps you understand your true budget.

5. Set realistic expectations: Don’t expect your dream home at a steal. Focus on finding a place with good “bones” that fits your needs and budget.

Remember, buying a home is a big decision. Take your time, do your research, and don’t be afraid to ask questions. With confidence and knowledge, you’ll find the perfect place to call home.

The Essential Steps to Close on Your Home with Confidence

June is National Homeownership Month, and whether you’re thinking about buying your first home this year or already well into the process, it can be both an exciting and overwhelming endeavor. If everything goes well, it may be one of your most significant life events.

Buying a home can be one of the largest financial commitments you’ll make in your lifetime, and the closing – when you financially and legally commit to your mortgage loan – can often feel daunting for that reason. It starts once the seller accepts your offer and wraps up when you sign the paperwork. There are a number of important steps in between, including services you’ll need to shop for.

Five tips for savvy homebuying

Whether you’re shopping for a mortgage or ready to close, here are five guiding principles to becoming a savvy homebuyer:

1. Prepare in advance. Learn what to expect and what questions to ask.
2. Don’t rush. Take the time you need to make sure you understand what you’re about to sign.
3. When in doubt, ask. Don’t be afraid to ask questions until you feel comfortable with every detail.
4. Beware of mortgage closing scams. Scammers are targeting homebuyers, just days before closing on their new home, through an email phishing scheme. A few simple steps can protect you and your down payment and closing costs, often a homebuyer’s life savings.
5. Trust your gut. If something feels wrong, speak up. Walking away may be better than signing a bad deal. READ MORE

Key Takeaways:

• You can access public and historical records for more information about your house and the land it sits on.
• If you discover information about your property, you may have to disclose it if you try to sell the home.
• Many online sources are free to use, but some require a fee.

The anxiety of buying a new home can form in any number of ways, and you might find yourself questioning the property you’ve chosen: Is the backyard really that small? Is the soil contaminated from the nasty-looking stream nearby? Did someone die in the house recently?

Your questions could take on a more inquisitive air if the house is particularly old: Who originally built the house? Did any significant historical events happen here?

Here are eight things about your house you may want to know:

• History of major construction and work on the property
• Details of previous sales
• Names associated with the address
• Environmental information about the property
• Deaths that occurred on the property
• Fires or gas leaks that have been reported on the property
• Meth activity
• Historic photos of the home and neighborhood… READ  MORE

Ralene Nelson, REALTO

SOLD – 50 River Rd. Rio Vista

This new Skyline manufactured home, located in West Wind Mobile Park, is perfect for a starter home or your retirement home. The home has two bedrooms & one bath with a lovely kitchen with gas stove & room for small dining table, as well as, counter for bar stools. Carpet in bedrooms & laminate in remaining home, & comes with 70 TV. Carport for 2 cars tandem, awning & shed on entry door side. Home has patio area for those BBQ days. Walk to the river front & town, don’t forget to bring your fishing poles. Appliances convey with sale. Roof is cellulose, fiberglass cement siding, cashew color shaker cabinets & mini blinds. READ MORE

OPEN HOUSE – Saturday 6/15, 12 pm – 2:30 pm
FOR SALE – 517 Wallace St. Rio Vista
3 bed/2 bath/1,346sqft/5,680sqft lot

$485,000 – If you like the small-town feel, then this home will fit your needs, Rio Vista, located on the Sacramento River, also known as the Delta area, is a great starter home, with 3 bedrooms & 2 baths. Larger great room & roomy kitchen with white appliances. The Homecoming development has a park close by that is great for playtime & picnics. The back yard provides room for your pets. WEBSITE

FOR SALE – 357 Spyglass Dr, Rio Vista
2bd/2bth/1172sf/4,391sf lot

Honey, stop the car, I want this cottage-like home on the golf course at the 6th tee box & with spectacular views!! The patio is perfect for morning coffee, afternoon beverages & BBQ. The Carmel model, 2 bedroom, 2 bath home is perfect for retirement. Laminate flooring, new exterior & interior paint & light fixtures is move-in ready. The kitchen has granite counters, oak cabinets, pantry closet & overlooks the golf course. The primary bedroom has a bay window that provides an excellent sitting area & view. Amenities galore, from the 18-hole golf course, tennis/pickle ball courts, bocce ball courts, full gym, billiards, computer room, indoor & outdoor pool/spas, and library plus an aesthetician & masseuse available in the health center. Start packing!! And head to Trilogy in Rio Vista, the Active Adult Community. WEBSITE

302 Spyglass Dr. Rio Vista,
2bd/2bth/1439sqft/4805sqft lot

$430,000 – Welcome to Trilogy at Rio Vista, the active adult community, located near the Sacramento River. Do you enjoy water sports, fishing and/or tennis, golf, or bocce, This is your retirement, resort-style living. This Pebble Beach model home provides you with a 2 bedroom 2 bath home with 2 full baths. Very private backyard to enjoy your morning coffee or beverage in the afternoon, and have a BBQ. The home features a kitchen with a pantry closet, white tile counters & black splash with oak cabinets & a white electric stove & a microwave, and a dishwasher. Carpet throughout with tile entry. Trilogy offers so many amenities such as an 18-hole golf course, tennis courts, bocce ball courts, 2 pools (indoor and outdoor) billiards, a computer room, a library, a full gym, & cafe in the Vista Club. The restaurant is being renovated & will be beautiful. Come join the fun!  READ MORE

FOR SALE – 212 S 7th St Apt A, Rio Vista
3 units: A-3/1, B-2/2, C-2/2 or 1/2

$805,000 – Great opportunity to own investment property, 3 homes on 1 lot; Unit A is 3/1, Unit B is 2/2, & Unit C 2/2. Lot is very private, with lots of room for BBQ & fun. Located in Core Rio Vista, walk to town, restaurants, & groceries. Large grassy area for play. Stable renters with a good payment history. Do not disturb renters in Units A & B. Unit A built in 1930 & Unit B in 1948. Unit C was a barn/garage converted with permits. With a little TLC, these units are great for tenants just starting out on their own. All 3 have single-car garages. WEBSITE

PENDING SALE 15967 Isleton Rd, Isleton
4bed/2bath/2,836sqft2,836 sf/1.37acre lot

$475,000 – This is an opportunity to own a home next to the river. Original home built in 1940, 1260 sq ft, then 3 stories added to home. The lot is 1.37 acres, with room to add a pool. This home has 4 bedrooms & 2 baths with lots of space for entertaining. The home is heated with 4 pellet stoves, 1 on each floor, & the natural breezes cool off the home in the summer. The boat dock is a lease with the State of California, acting through the State Lands Commission. The lease is dated 6/21/18 for 10 years. The gangplank is damaged. This home features 2 wrap-around decks. The laundry room & 2nd kitchen are located in the original house with a bedroom/sitting room. The primary bedroom is located on the 3rd floor with an elevated space for sitting & watching the boat traffic on the Sacramento River. The newer section has dual-pane windows, and the original section is single-pane. The lot provides so much space for entertaining your family & guests as well as 3 storage units. Only 1 storage unit has electricity. Home is a project waiting for your building & decorating skills and is priced to reflect that. All appliances convey with sale. WEBSITE

1.935ac Poppy House Rd. & Norman Richards Dr. Rio Vista

$410,000 – Zoned Commercial, No Cannabis. Contact Ralene Nelson at Re/Max Grupe Gold | BRE# 01503588 | 707.334.0699 | 107 Main St. Rio Vista. 4873 Lone Tree Wy, Antioch, CA

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Events in Northern California this Weekend
The City of Isleton Crawdad Festival 2024
June 15 · 10am – June 16 · 7pm
Main Street Isleton

Come join us on Father’s Day weekend for a claw-some time at the City of Isleton Crawdad Festival! This exciting event will be held on Main Street, Isleton, CA, USA. Get ready to indulge in the tastiest crawdads around, straight from the heart of the Delta!

Bring your appetite and get ready to feast on mouthwatering crawdads and other delicious seafood dishes. With live music, fun games, a car show, and activities for the whole family, this festival promises to be a celebration you won’t want to miss! WEBSITE

Brews & Babies Father’s Day Lunch
Sun Jun 16 2024 at 12:00 pm to 02:00 pm
ZyLand, 1776 Arnold Industrial Way, Concord

Brews & Babies Father’s Day Lunch. Because we gotta celebrate Father’s too! Our 1st Annual Father’s Day Lunch is Sunday June 16th, 12pm-2pm. Let those kiddos run, play and have some lunch! We’ll also have a special Disney visitor

$45 for 1 child and 1 adult, $25 per additional sibling, $25 per additional adult

Price includes lunch, snacks, treats, juices, drinks, dancing/pics with Mickey Mouse and lots of playtime! Complementary brews ???? and mimosas

WEBSITE

Father’s Day Weekend at Sacramento Children’s Museum
June 15 & 16 | Sat & Sun 10am-4pm
2701 Prospect Park Dr, Rancho Cordova

Celebrate the fathers in your life with a weekend visit to SCM on June 15th or 16th! Visiting dads will receive free admission all weekend in appreciation for all they do every day. We hope to see you at this weekend of celebration!

Registration is not required.  All other admission fees apply. WEBSITE

Lodi Art Hop
10:00 am – 2:00 pm – Saturday, June 15
Veterans Plaza, 305 W Pine St. Lodi

The Lodi Art Hop is a quarterly event presented by the Lodi Arts Foundation in partnership with the Lodi Arts Commission and the City of Lodi. The goal of the Lodi Art Hop is to provide an event that connects artists, art lovers, and the community for a day of experiencing and supporting Arts & Culture in Lodi.
We are excited to announce that the Art Hop will now be held at the Veterans Plaza in the heart of downtown Lodi. This new centralized location will provide a beautiful and convenient setting for art lovers to discover new and exciting works. Additionally, we will add new features such as art demonstrations, musical or dramatic performances, and food vendors to provide even more opportunities for engagement and learning. WEBSITE