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Newsletter, 8/6/21

Will mortgage rates go down in August?

Mortgage rates have already fallen in August.

As of August 5, the average 30-year mortgage rate was back down to just 2.77% — the lowest level since February, according to Freddie Mac.

That’s a 25 basis point (0.25%) decrease from June’s peak, when the 30-year rate was averaging 3.02%.

And it’s almost half a point lower than this year’s high, which was 3.18% in March.

These near-record low rates can largely be attributed to the Delta variant. With coronavirus cases surging, there’s renewed uncertainty about where the U.S. economy is headed in the coming months.

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Ralene Nelson, REALTOR®

Delta Diamond Farm Estate & Event Center, 15175 Hwy 160, Isleton, 25.1 ac


Delta Diamond Farms is a very unique property, built in the late 1880s, fully renovated by currents owners in 2005. 4 story, 3850 sqft Victorian home, the potential for 5 beds, 3.5 baths, located on 25.1 acres, currently operating as a wedding event compound & family/corp. events, & is permitted. Expansive lawn area & beautifully landscaped courtyard with 3 self-contained cottages. Barn (8000 sqft) & metal workshop constructed in late 1880’s, renovated with concrete perimeter foundation/slab floor, & full loft. 50’s Replica Gas Station remodeled as operational restrooms. New 2300 sqft 6 carriage house w/half bath. 4200 sqft metal building set up for catering, (refrigerators, freezer, ice machine, table/chair/linen storage w/industrial washer/dryer. 3200 sqft metal newer building, equipped with workshop, office, bedroom & full bathroom w/shower. Property has 2 wells (domestic/agricultural) w/riparian rights from Sacramento River. River access with 60 ft custom dock & waterfront observation deck.
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Real Estate News

Mortgage Brokers: What to Ask Before Using One

You’ve probably heard the term “mortgage broker” from your real estate agent or friends who’ve bought a home. But what exactly is a mortgage broker and what does one do that’s different from, say, a loan officer at a bank?

1. What is a mortgage broker?

A mortgage broker acts as a middleman between you and potential lenders. The broker’s job is to compare mortgage lenders on your behalf and find interest rates that fit your needs. Mortgage brokers have stables of lenders they work with, which can make your life easier.

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How a mortgage broker can save you time and money

Buying a home is the biggest purchase most people will ever make. It can be the most nerve-wracking, too, because getting a mortgage and closing the loan can be a long, complicated process.

mortgage broker can take the stress out of the mortgage process. From finding the best interest rate and lowest fees to completing the application and closing the loan on time, a mortgage broker is well-versed in the whole process. Working with a mortgage broker to navigate today’s market can be a wise move, especially for a first-time homebuyer

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Things To Do This Weekend

Sacramento Antique Faire, Sun, Aug 8, 6:30 AM – 3:00 PM


Join us on August 8, 2021 from 6:30 AM to 3 PM!
Shop our new location at Sleep Train Arena (East Entrance) in Natomas, just North of Downtown Sacramento.
www.sacantiquefaire.com

There’s TONS of customer parking and our vendor lot is well-shaded by trees.

300+ amazing vendors selling art, jewelry, lighting, furniture, clothing, architectural, farmhouse & mid-century decor, and so much more!

Excited to see everyone there!
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Backstreet Boys
Sun, Aug 8, 7:30 – 10:30 PM
Concord Pavilion, 2000 Kirker Pass Rd, Concord, CA


The calendar is displaying all events. View virtual events only here. Some events may have changed so please verify prior to attending. You may update or remove any submitted or canceled events here.
Read more on KRON4


Aug 6, 12:00 AM – Aug 15, 11:30 PM
Yogi Bear’s Jellystone Park™ Camp-Resort: Tower Park – 14900 CA-12, Lodi, CA
Food Fest at Yogi Bear’s Jellystone Park Camp-Resort: Tower Park, 14900 West Highway 12, Lodi, United States on Fri Aug 06 2021 at 12:00 am to 11:30 pmRead more on Stay Happening

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