Projected Mortgage Interest Rate Predictions End of 2023
30-Year Mortgage Interest Rate Forecast for July 2023
- Maximum interest rate 6.85%, minimum 6.45%.
- The average for the month 6.66%.
- The 30 Year Mortgage Rate forecast at the end of the month 6.65%.
30-Year Mortgage Interest Rate Forecast for August 2023
- Maximum interest rate 6.95%, minimum 6.55%.
- The average for the month 6.73%.
- The 30 Year Mortgage Rate forecast at the end of the month 6.75%.
30-Year Mortgage Interest Rate Forecast for September 2023
- Maximum interest rate 7.11%, minimum 6.69%.
- The average for the month 6.86%.
- The 30 Year Mortgage Rate forecast at the end of the month 6.90%.
30-Year Mortgage Interest Rate Forecast for October 2023
- Maximum interest rate 12.03%, minimum 11.24%.
- The average for the month 11.55%.
- The 30 Year Mortgage Rate forecast at the end of the month 11.68%.
30-Year Mortgage Interest Rate Forecast for November 2023
- Maximum interest rate 7.02%, minimum 6.47%.
- The average for the month 6.80%.
- The 30 Year Mortgage Rate forecast at the end of the month 6.67%.
30-Year Mortgage Interest Rate Forecast for December 2023
- Maximum interest rate 6.67%, minimum 6.17%.
- The average for the month 6.47%.
- The 30 Year Mortgage Rate forecast at the end of the month 6.36%.
Best Mortgage Lenders of July 2023
When you buy a home or tap into home equity, it’s a big financial decision, so it makes sense to find the best mortgage lender you can. To do that, shop for offers from at least three lenders.
Compare mortgage rates and other loan elements such as fees, terms, time to close, the availability of online application and loan tracking, and customer service offerings. Taking the time to make an informed decision can save you thousands of dollars over the life of your loan.
How does a mortgage work?
A mortgage is a loan to purchase a home. The loan is repaid with interest in monthly payments over a certain number of years, such as 15, 20 or 30. If the mortgage isn’t repaid, the borrower may lose the home in a multistage process known as foreclosure.
Banks, credit unions and other lenders offer mortgages. To apply, fill out an application and provide documentation about your finances. Lenders consider your income, debts and credit score to decide whether you qualify and the terms to offer. READ MORE
The 5 Best Pieces of Mortgage Advice…
…One Real Estate Agent Has Ever Heard
Ralene Nelson, REALTOR®
FOR SALE – 822 Summerset Dr. Rio Vista
2 bed/2 bath/1,800sqft/6,582sqft lot
$450,000 – Welcome to Trilogy at Rio Vista, the active adult community located near the Sacramento River, center of the Delta area. This Hatteras model is 2 bedroom, 2 bath plus den has somewhat of a private backyard. Home has an extended garage, so is 2.5 car garage, room for your golf cart or motorcycle. Kitchen has oak cabinets, white appliances & tile counters. Primary bath has jetted tub plus walk in shower. Home has livingroom/dining room & kitchen that opens up to family room, which is cozy with gas fireplace. Seller has left surround sound system. Primary bedroom views the rose garden in backyard & has access to patio w/cover. Great place for a spa. Trilogy offers many ammenities that include 2 pools (indoor & outdoor) with spas, tennis courts, bocce ball courts, billards, computer room, health center (gymn, massage & aesthetician), library, cafe, restaurant, golf course & clubs galore. Let’s make this your next home!! READ MORE
FOR SALE – 718 Allender Way, Rio Vista
3bed/2bath/1,346sqft5,306sqft lot
$545,000 – As you approach this gorgeous home, it radiates pride of ownership. Driveway has been extended with new concrete on both sides of the home. New exterior paint with newer drought resistant landscaping w/new walkway to front door & drip system w/timer. As you step inside, the home has new interior paint, baseboards & LVP flooring throughout. Kitchen has painted cabinets w/quartz counters, stainless sink & refrigerator. Then step out to the newly landscaped backyard w/new patio, custom pergola, 8 X 12 pool, security fence & all new perimeter fencing, as well as french drains from back to front. Primary bath has painted cabinets, new mirrors & light fixtures. His & Her closets with a barn door that provides bath privacy. Home has all new light fixtures, hardware, whole house fan, water filtration & softener, & reverse osmosis and electric vehicle chargers. Just bring you furniture & enjoy this move-in ready home and bask in the sun with a BBQ. Room for RV parking. Solar lease is only $89 a month, 25 yr lease & transferable. Just bring your furniture and enjoy!! Rio Vista is a quaint little located in the heart of the Delta, close to San Francisco, wine country, Sacramento. Enjoy water sports, fishing & duck hunting. MORE INFO
FOR SALE – 181 Cedar Ridge Dr. Rio Vista
2 bed/2 bath/1,433sqft
New Price $499,900 – Look no further!! This Clipper model is like a new home, completely renovated, from new sheet rock to all new cabinets throughout, new baths, laminate flooring, quartz counters, appliances, and new interior & exterior paint. Located on the 11th fairway, bring some patio furniture & enjoy the scenery. This model provides a living room/dining room & a nook/great room. Trilogy provides so many amenities, including 2 swimming pools/spas, bocce courts, billiards, tennis courts, pickleball, gym & more. READ MORE
FOR SALE – 731 Turnberry Ter Rio Vista
2 bed/2 bath/1410 sqft
$405,000 – NO BONDS-Spinnaker model with private backyard. This 2 bedroom, 2 bath home feels like a very relaxing cottage for a retirement home. The patio provides a quiet place for morning coffee & afternoon beverage. Den has built-in book/curio shelves & bay window. The Master bedroom has a bay window, which creates room for a sitting area. New hot water heater. Enjoy amenities such as golf, tennis, bocce, pools/spas & a new gym, and more. READ MORE
SOLD – 50 River Rd Spc 39, Rio Vista
Beautiful Carmel model, with custom entry & drought resistant landscaping (front & back). Very relaxing & private back yard, fully fenced for your pet. With upgraded front door, you enter this charming home, 2 bedroom, 2 baths, with bay windows in the nook & primary bedroom. Newer laminate flooring, plantation shutters in great room & 2nd bedroom. 2nd bedroom has build in unit with file drawer & desk space for your computer. Kitchen has newer stainless appliances, refrigerator, microwave & gas stove, oak cabinets, pantry, reverse osmosis & overlooks backyard. Primary bedroom overlooks the back yard & has walk-in closet. Primary bath has double sinks & walk in shower. Electric fireplace adds to the cozy great room. Laundry room has been updated w/sink & stackable washer/dryer. Now step out into this peaceful, relaxing & private backyard, with patio/cover and a lovely water fall. Enjoy your music & a beverage. Garage has built-in storage cabinets & ceiling storage units. Move in ready, so come join the fun at Trilogy. Ammenities include tennis/pickle ball courts, bocce ball courts, 2 pools/spas, gym, golf, computer room & many clubs to join. Are you interested in theater, card groups or other interests? Look no further!! Trilogy has a restaurant & cafe. No Bonds!! READ MORE
SOLD – 524 Birch Ridge Dr. Rio Vista
2 bed/2 bath/1,172sqft/4,095sqft lot
Events in Northern California this Weekend
Rio Rock Music Festival
Sat, Jul 15, 12 – 8 PM
Brannan Island State Recreation Area
17645 CA-160, Rio Vista, CA
It is a non-profit fundraising event, sponsored by the Rio Vista Lions Club, dedicated to strengthening programs that have a positive charitable impact on the Rio Vista Community. WEBSITE
Festival Napa Valley — 17th Edition
Jul 14 – 23
CIA at Copia (The Culinary Institute of America at Copia),500 1st St, Napa, CA
California wine country’s “Festival Napa Valley” returns for its 17th season from July 8-23, 2023, with a range of music, food and wine events at venues throughout the region.
Admission to daytime concerts is free, including the daily “Festival Live!” series, the “Bouchaine Young Artist” series, and the family-friendly “Novack Concerts for Kids.” The festival will also offer two free pre-professional summer training programs: the Frost School at Festival Napa Valley’s Blackburn Music Academy for orchestral and chamber music, and the Manetti Shrem Opera Program for vocalists. WEBSITE
12th Annual Blues & Brews Festival
6:00 PM - 9:00 PM
147 Gregory Lane, Pleasant Hill, CA 94523
GOOD VIBES & GOOD TIMES AT BLUES & BREWS FESTIVAL!
Get ready for some good vibes, good times and darn good people! Our 2023 Blues & Brews Festival is going to the best community party of the summer. Celebrate with us!
Friday night is the family-friendly kick-off party featuring a free Kidzone, dancing, and live music from The Big Jangle, a Tom Petty tribute band. Saturday is the main festival featuring a line-up of talented musicians including headliner,TOP SHELF. Craft brew enthusiasts will also have the opportunity to sample unlimited pours from the finest local breweries in our premier craft brew tasting beer garden on Saturday (only). Tickets must be purchased to enter the craft brew tasting tent. Click Here to Buy Tickets in advance. WEBSITE
Lucy’s Cafe Rio Vista Presents – Groovy Judy
Fri, Jul 14, 7 – 9 PM
Lucy’s Cafe 95 Main Street, Rio Vista
The band is rocking the patio at Lucy’s Cafe in Rio Vista on Friday, July 14. Come rock with us! WEBSITE
Benicia-Martinez Toy-Anime-Comic Con
Sun, Jul 16, 6 – 11 PM
1150 1st St, Benicia, CA
Benicia-Martinez Toy-Anime-Comic Con Sunday, July 16, 2023 11am-4pm This is a kiddo friendly event! Kids 10 and under are FREE!!! DRESS TO IMPRESS! WEBSITE
