Buying a Home in Retirement



Build equity by paying down your mortgage.

You are responsible for paying for property taxes, homeowners insurance, and repairs.

No unexpected rent increases.

Limited mobility — you can’t easily pack up and move if your life situation changes. You’ll have to sell your house.

Customize your living environment with upgrades, renovations, etc.

You may not have enough time for the value of your house to appreciate.

Buying a house is a large investment, no matter how old you are.

If you’re considering buying a house at 65 years old, you should first look at your financial portfolio and perhaps even speak with a financial advisor to determine whether an investment of this size makes sense for you.

Next, you should find an experienced realtor who knows the local market and can help you negotiate a winning offer on the perfect house for your retirement goals.

With an expert buyer’s agent at your side, there’s nothing stopping you from finding the house of your dreams at any age. READ MORE


Mortgage and refinance loans for seniors on Social Security


More seniors are taking out new home loans

Many retirees no longer see paying off their homes as part of their financial goals.

More and more Americans are taking advantage of the low-interest rates and tax breaks that come with having a mortgage.

If you’re sizing down, you might get a mortgage instead of buying the new place with cash. Or you might refinance for lower payments rather than paying off a chunk of your balance.

Luckily, there are plenty of home loan options for seniors today, even if you’re on Social Security income. Here’s what to know. READ MORE

Seniors Mortgages, Housing and Home Loan Guide for Seniors

This guide will help seniors of all ages to understand some of the options open to them and precautions that they should take when it comes to owning a home, downsizing, paying a mortgage, taking out a reverse mortgage, and selling property.

After evaluating this guide, readers will have a better understanding of:

  • Common financial mistakes that seniors make
  • The benefits of downsizing
  • Approaches to paying for a mortgage in retirement
  • The various types of mortgages available to seniors
  • What a reverse mortgage is and how to use it
  • How seniors can protect themselves from predatory real estate professionals and scams  READ MORE

Ralene Nelson, REALTOR®

FOR SALE, Saturday 1pm – 3pm
2259 Revival Ln, Rio Vista, 2bd/2bth/1837sf

Located in the new active adult community, Summit at Liberty, the Lincoln model is bright & cheery, shows like a model home. Professionally landscaped with drip system & low maintenance, so just bring your furniture. Very private for the lot is fenced. The Lincoln model is a 3 bedroom 2 bath home with a room that can be used as formal dining, den or as seller, combo den/office. Laminate flooring throughout, blinds & custom paint. Granite kitchen counters, stainless sink & appliances with bar for dining. The pantry is large so will delight your chef. The seller has replaced ceiling fans and has installed a ceiling fan in the patio area. Comes with paid solar. The amenities are beautiful, pool, large spa, bocce ball courts, pickleball & tennis courts & even a wine bar area. READ MORE

FOR SALE – 349 Spyglass Dr, Rio Vista, CA, 1,767sqft

Asking $525,000 – Located in the active adult community, Trilogy, this home is located on the 6th fairway with a fabulous view of the pond, facing SW. The patio has a partial cover enclosure that protects homeowners from golf balls. Perfect place for entertaining. This Belmont model, open floor concept has newer laminate flooring, with upgrade mantle, entertainment area for TV, and trim around all windows to give a finished look. The home is painted in designer colors. The Master bedroom has a slider to a private stamped patio. Perfect location for morning coffee or afternoon beverage. Amenities offer activities for everyone, from tennis, pickleball, table tennis, drama clubs, golf, bocce, billiards, computer room, 2 swimming pools & spas (indoor & outdoor), BBQ at the outdoor pool, dog park. Just bring your furniture!! READ MORE

JUST SOLD – 205 S 2nd St, Rio Vista, CA

Great opportunity to own a little history, walking distance to town & marina. Three homes on large corner lot, ready for your renovation expertise. Unit B (213) is 1 bedroom/1 bath, newer construction. Cottage like with radiant floor heating, dual pane windows, electric stove, dishwasher, stackable washer/dryer, skylight & comp roof. Shower is wheel chair accessible. Unit C (209) is almost completed, 2 bedroom/2 baths. Appears electrical & plumbing are in. Victorian home has been prepped to bare studs, ready for construction & your design. There are plans for the Victorian. Unit does have a newer foundation. Property does back up to alley. Garage is 1 car & is older. Containers do not stay with the property. Bring your renovation expertise, live in one home and rent out the other two. READ MORE

Events in Northern California this Week-End

Dublin St. Patrick’s Day Festival

Saturday, March 19, 2022 – 8:00 PM

Everyone is Irish in Our Backyard!

Experience the Emerald Isle without a passport! The 38th St. Patrick’s Day Festival will feature three stages of music and Irish Dance, authentic Irish food and beverages, more than 250 fine arts and commercial vendors (including an Irish Marketplace), roaming leprechauns and bagpipers, carnival rides, a petting zoo, Irish Tea Cottage and MORE!

Corned Beef & Cabbage Feast catered by Monarch Grill and Live Entertainment, featuring Extended Roots, an 8 piece Celtic Band. Good times!

About this event

Celebrate St. Patrick’s with your Trilogy Community in true Irish spirit! Corned Beef & Cabbage Feast catered by Monarch Grill and Live Entertainment featuring Extended Roots, an 8 piece Celtic Band. BYOB – water and coffee will be served. Complimentary festive party favors, photo ops, grub, jigs, and reels!


AT 11 AM – 9:30 PM
Two Rivers Cider Company, 4311 Attawa Ave #300, Sacramento
Sacramento Food! Sacramento Art! Sacramento Music! Sacramento Fun!

Sacramento band Loose Engines, Baconfest founder Guido (Brian Guido) and Sacramento fine artist Eric Affonso would like to announce the first Sacramento Infinity Festival to benefit Sacramento’s MusicLandria and Girls Rock Sacramento.

Sac-Americana band Loose Engines will be your host, with music being provided all day by Mike Blanchard and the Californios, Mondo Deco, Natalie Cortez, A.O.P (Las Pesadillas/Hypnotic IV), Josh and Damon from Forever Goldrush, and more. Three stages with performers of all ages including members of Girls Rock Sacramento and MusicLandria programs. READ MORE

Box Boat Derby at the Antioch Water Park

Saturday, March 19th, 2022 @ 11:00 am – 1:00 pm

Create a boat made entirely of cardboard and duct tape, then race it across our lap pool! Check-In at 11:00am on March 19th. Races begin at 11:30am Pre-registration is required at

Registration is per boat, NOT per person.

  • $10 for Antioch Residents
  • $22 for Non Residents


The Amazing Bubble Man

Saturday, March 19, 2022 AT 2:00PM
Grand Theatre Center for the Arts, 715 Central Ave. Tracy

Louis Pearl has been thrilling audiences around the world for nearly 30 years with the art, magic, science and fun of bubbles. An Edinburgh Fringe Festival favorite, he has sold out every year since 2007. Louis explores the breath-taking dynamics of bubbles, combining comedy and artistry with audience participation and enough spellbinding bubble tricks to keep everyone mesmerized.

From square bubbles, bubbles inside bubbles, fog-filled bubbles, giant bubbles, bubble volcanoes, tornadoes and trampolines to people inside bubbles, the Amazing Bubble Man conjures shrieks of laughter and gasps of amazement from all ages.

Ticket Price(s): $12 – Adults; $10 – Children under 10 (Additional fees apply)

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