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Newsletter, 2/7/2020

Last updated on February 19, 2020

Newsletter from the desk of Ralene Nelson, REALTOR
Newsletter from the desk of Ralene Nelson, REALTOR

30-Year Fixed Rate Mortgage Average in the United States

Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/MORTGAGE30US, February 6, 2020.


Ralene Nelson, REALTOR®

JUST LISTED – 709 Bernadette Place Isleton 3 bed 2 bath 1 pt. bath 2,018 sq ft

Asking $355,000. Great looking newer home in Isleton, multi-level home, living space above the flood zone. Three bedrooms 2 baths on the upper level and 1/2 bath, kitchen/family room, dining and living room on the main level. The main level is wood-like plank and carpet upstairs and bedrooms. Granite kitchen with darker cabinets, pantry, gas range & stainless appliances. Large master bedroom with walk-in closet and oval tub and stall shower. The garage is on street level, large enough for a boat or jet skis. HVAC is multi-zone & tankless hot water heater. Home currently has a view of Mt. Diablo. READ MORE


#OPENHOUSE on SUNDAY 2/9/20 from 1-4 pm at
424 Western Hills Drive, Rio Vista, 2 bed/3 bath/1 pt. bath 2,178sf


Located in the beautiful Trilogy at Rio Vista Shea development, this Calistoga model provides so much room for family & entertaining, with 2 car garage and golf cart garage. The interior patio is great for private dining. New interior paint, newer upgraded carpets throughout, & appliances. The kitchen has oak cabinets with granite island and Corian counters w/backsplash. Gas cooktop with double ovens. The fireplace in the great room makes for a cozy evening. Larger master bedroom with shutters and bath with tub and renovated walk-in shower. This model provides a 2nd bedroom with full bath and den could be a 3rd bedroom. Mitsubishi HVAC heat pump installed in the 2nd bedroom. Queen murphy bed located in den stays with home. The third bath is in the hall. Half bath located off the entry. The dining room can be used for multi-purpose. Laundry room with sink. Very private backyard. Prepaid Solar. READ MORE


#OPENHOUSE on SUNDAY 2/9/20 from 1-4 pm at 1113 Michelbook Lane Rio Vista,
2 bed 2-1/2 bath 2,528 sq ft


 This gorgeous Yountville model on almost 1/4 acre, with so many stunning upgrades, every inch of lot is landscaped. Located in Trilogy by Shea, the active adult community. This 2 bedrooms 2.5 bath home has hardwood in the great room, dining room, hallways & den. Crown molding in kitchen, great room, dining room, den & master bedroom. Tile floors in kitchen, baths, and laundry (with sink) Granite kitchen with stainless appliances, 5 burner gas stove top with built-in microwave & oven. The great room has silhouettes/drapes & the master bedroom has shutters & new carpet. Upgraded master bath with tile counter & shower with jetted tub. The second bath is upgraded too. Dual control heat/air and central vacuum system. Large tiled patio(700 sq ft) with cover(580 sq ft) and sensational landscaping provides a park-like ambiance & privacy. Three car garage with a sweeping driveway with space for 5 cars. No rear neighbors. House sits on a pie-shaped lot. Just bring your furniture, move-in ready. READ MORE


#OPENHOUSE on SATURDAY 2/8/20 from 12-3 pm and SUNDAY 2/9/20 from 1-4 pm at 660 Hawk Ridge Drive in Trilogy at Rio Vista, 2 Bed 2 Bath 1,837sf.

Like new Reflect model in Active Adult Community, Trilogy by Shea w/prepaid solar. Corner lot, very private backyard home. Two bedrooms, 2 upgraded baths, master bedroom has bay window & shutters. Two-sided fireplace with built-in lower cabinets with shelves. Gourmet kitchen w/upgraded Espresso stained cabinetry package, Quartz counters, gas stove, soft closing doors, lazy susans, trash/recycle bins, under counter lighting & 5 stages, custom reverse osmosis water purification. Surround sound & dual media outlet package & flat panel TV pre-wire pkg. Bedrooms have upgraded carpet & pad. READ MORE

Things To Do in the Rio Vista Area this Week

Saturday, Sunday in Clarksburg  – Port Wine & Chocolate Weekend 10 am – 5 pm

14 Wineries offering wine tasting & pairings ALL weekend!
Enjoy delicious wines, ports, dessert wines and chocolates from fourteen unique wineries, just 15 minutes south of Downtown Sacramento. 10 AM – 5 PM both days – Rain OR Shine!
Valentine Bubbles begin at 10 AM : Sparkling Wine Reception

$24.75 Early Bird Purchase – Limited Quantity UNTIL 12/31/19
$34.75 Online pre-purchase General Admission / Per Person 1/1/20 – 2/7/20
$45 General Admission Price – Day Of / Door Price / Per Person
$10 Designated Driver – Either Day (Includes soda, water)
$24.75 BonTemps Package for 6-10 (Includes 6-10 regular tickets for one-day general admission) Online tickets may be purchased until Feb 7th, 2020.

General VIP admission – $69.99 – 1/1/20 – 2/7/20
VIP day at the door – $80.00 (subject to availability)

Admission includes wine tastings at all FOURTEEN wineries, barrel tasting, chocolate tastings, live demos, sweet & savory pairings, live music & entertainment – All Day Rain or Shine! Port and Chocolate is a very well attended event. To avoid the rush come early on Saturday or attend Sunday. Lyft, Uber, Limos & Buses encouraged!

READ MORE


Saturday in Brentwood – Second Annual Boots & Bling, It’s a Cowboy Thing!

Boots & Bling, It’s A Cowboy Thing! Hold Your Horses invites you and your Valentine to a fun night of dinner, auctions, and dancing! All proceeds will be going to the care, feed, and supplies of livestock affected by the recent California fires as well as continued evacuations and evacuation training for the HYH members. In 2019, HYH also became a guardian of 2 amazing rescue horses, where we were able to provide the much-needed feed, medical treatment, and care they needed. All donations are tax-deductible. Interested in sponsoring? Contact us for more info!” READ MORE


Sunday in Rio Vista – Belle Vie Bridal Showcase, 11 am-2 pm

Join us for a beautiful day of wedding inspiration, complimentary food, and drinks, amazing gifts and prizes! Book your dream venue and have the opportunity to meet some of the industry’s top wedding professionals!

Admission is FREE with pre-registration or $10 at the door.

 MORE INFO


Down Payments: How They Work, How Much to Pay

Whether to rent or to buy the place in which you live is a major decision. It doesn’t just affect how much money you have left at the end of the month, it also affects your lifestyle and the size of the savings you accumulate over the years. Every day, people buy homes when financially they’d be better off renting…

 READ MORE


Compute Loan Interest With Calculators or Templates


The easiest way to compute loan interest is with a calculator or spreadsheet, but you can also do it by hand if you prefer. For quick answers, use technology—online calculators or spreadsheets. To understand the details, do a portion of the math yourself. You’ll make more informed decisions when you understand the numbers.

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