Newsletter, 10/22/21

Posted on: October 22, 2021 Posted by: rnelson Comments: 0

Ralene Nelson, REALTOR®

JUST SOLD – 374 Pebble Beach Dr, Rio Vista, CA

Spinnaker model located in the Active Adult Community, Trilogy at Rio Vista. Home is move-in ready, fresh paint, new flooring, new window coverings, and refinished oak cabinets. This model has a den with a bay window facing the front with shutters. Kitchen with white appliances & Corian counters, new flooring & beautiful refinished cabinets. Patio with cover & privacy screen and fence for your pet. Low maintenance. Home is move-in ready, make this your retirement or weekend home until retirement. Lots to do, golf, tennis, bocce, gym, 2 pools & spas, and even billiards. “NO BONDS” READ MORE

Coming Soon – 549 Western Hills Dr, Rio Vista

coming-soon-western-hills

Fantastic opportunity to own this Asti model, in Trilogy, the Active Adult Community. If you love to entertain your family & friends, BBQ & more, this is the model. Larger home with large island kitchen/great room with fireplace and living/dining room for the more formal meal. Den with double doors can make for a 3rd bedroom. Not one but two patio areas that fit the time of day or season, add a small fire pit for those cozy evenings. This 2 bedroom, 2.5 bath home has room for overnight stays. CALL RALENE NELSON for MORE INGO at 707-334-069

REAL ESTATE NEWS & VIEWS

6 Types Of Mortgages: Which Is Best For You?

When shopping for a home, finding the house of your dreams is only half the battle. Unless you’re paying cash, the second half of the homeownership challenge is finding a mortgage to finance that dream. How do you know which type of mortgage is best for you?It’s not as simple as choosing between a 15-year and a 30-year term—or whether you prefer to pay a fixed interest rate for the life of the mortgage or to have an adjustable interest rate, or ARM. You’ll need to take into account how much money you need to borrow, which is affected by the size of the down payment you’ll make, as well as the state of your credit.The best mortgage will always be the one that’s a match for your financial goals. With so many options, however, finding that ideal fit could feel daunting.To help you choose a mortgage with greater confidence, let’s examine the six most common types of mortgages: conventional, jumbo, FHA, USDA, VA and 203(k). This information will help equip you to make decisions about the best mortgage to meet your needs. READ MORE

How Your Credit Score Affects Your Mortgage Rates

When preparing to buy a home, we all want to get the best mortgage rates. But when it comes to getting the best rate, there is something even more important than saving up for that down payment or getting quotes from multiple providers. And that’s your credit score.

Securing a credit score that is just ‘good enough’ for you to get a mortgage can still mean tens of thousands of dollars more in interest costs over the life of your loan. So, before submitting that paperwork, be sure to understand how your score affects the long-term cost of your home.

Why Credit Scores Matter for Mortgage Rates

When it comes to determining your mortgage rate, your credit score is a critical factor.

Monster Mash Halloween Bash 2021

SATURDAY – 10 AM – 4 PM
Come by and celebrate at Pixie Wood’s for their annual Monster Mash Halloween Bash!
Pre-Sale tickets are now available at Pixie Woods Saturday – Sunday from 10 A.M. to 4 P.M. and the Special Events Office at City Hall from Monday to Friday from 1 P.M. to 5 P.M.
• $5 Admission
• Free for Children in Costume (2-12 years old)
Admission Includes:
• Carousel and Train Ride
• Treat Bag Giveaway
• Entertainment
• Train ride to operate on a schedule
(Every 1/2 Hour)*
• Boat ride will not be in operation
• *Due to unforeseen circumstances,
rides may not be in operation
during this event
Special Thanks to the Pixie Woods Board
• One Free drink ticket
• Free Picture Booth
• Free Pumpkin Giveaway
• While Supplies Last – One per Child 2-12 Yrs… READ MORE

Andrea Bocelli in Concert

Sat, Oct 23, 8:30 PM at the Golden 1 Center
500 David J Stern Walk, Sacramento, CA

World-renowned Italian tenor Andrea Bocelli has announced his Believe North American Tour to support his latest album. Bocelli’s 21-city tour kicks off stops at Golden 1 Center on October 23.

The tour will feature performances from Bocelli’s uplifting new album Believe, a poignant and personal collection of songs, celebrating the power of music to soothe the soul, as well as a selection of arias, his beloved cross-over hits and famed love songs. After a year of Bocelli’s record-breaking live-streamed performances that brought comfort to viewers around the globe, Bocelli is bringing his blockbuster live show to US audiences. READ MORE

Hangtown Music Festival Saturday at 11:30am
El Dorado County Fair & Event Center

Event by Birches Bend. Ranging in age from 13 – 16, these youth are the future of Bluegrass. The band features Lucy Khadder (fiddle), Jasper Manning (mandolin), Sophia Sparks (mandolin) with Chad Manning (guitar).
El Dorado County Fair & Event Center
Tickets: www.tixr.com/groups/hangtownfestival/events/hangtown-music-festival-25818

HARVEST FESTIVAL – ORIGINAL ART & CRAFT – PLEASANTON
Sat, Oct 23 – Mon, Oct 25

Original Art & Craft Show. Each Harvest Festival features hundreds of artisans exhibiting American handmade items including beautiful jewelry, clothing, specialty foods, photography, original art, hand-turned wood, music, ceramics, etc
Alameda County Fairgrounds
4501 Pleasanton Ave, Pleasanton, CA
READ MORE

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