Foreclosure Activity at All-Time Low

For the first six months of 2021, there are a reported 65,082 foreclosure filings—default notices, scheduled auctions, or bank repossessions—on residential properties nationwide, according to ATTOM and RealtyTrac’s Midyear 2021 U.S. Foreclosure Market Report. Foreclosures, today at .05% of all housing units, are down 61% from the same period a year ago and down 78% from the same time period in 2019.

The record-low foreclosure rate can be attributed to government-agency actions, federally and locally, to prevent the loss of homes during the coronavirus pandemic.


Ralene Nelson, REALTOR®

JUST SOLD – 739 Kelly Way, Rio Vista

Don’t miss this great home, fully landscaped with automatic sprinklers front & back with French drain installed in back yard, draining to front. New grass with patio & awning. Home was replumbed both hot/cold water, with tankless hot water heater & all new lighting interior & exterior. Kitchen has painted cabinets with tile counters, larger sink & tile floors. Baths have granite counters & tile floors. Garage partly converted to bedroom with outside entrance. Den with new glass doors. Expanded driveway with concrete completely around house, with car charger for any car. READ MORE

Coming Soon – 549 Western Hills Dr, Rio Vista

Fantastic opportunity to own this Asti model, in Trilogy, the Active Adult Community. If you love to entertain your family & friends, BBQ & more, this is the model. Larger home with large island kitchen/great room with fireplace and living/dining room for the more formal meal. Den with double doors can make for a 3rd bedroom. Not one but two patio areas that fit the time of day or season, add a small fire pit for those cozy evenings. This 2 bedroom, 2.5 bath home has room for overnight stays. Corian kitchen counters w/tile backsplash, maple cabinets, 5 burner gas cooktop, stainless appliances & island for 5-6 bar stools. Tile floors from entry to family room/kitchen & hallway, w/carpet in bedrooms. The Master bath has an upgraded tile walk-in shower & jetted tub. Carpet in living/dining room & bedrooms. Double car garage w/cabinets & smaller garage for your golf cart or smaller car. Trilogy provides the resident with activities from tennis, bocce, golf, billiards, gym, 2 pools/spas & more. Contact Ralene Nelson for more information regarding this property, 707-334-0699


Second Foreclosure Crisis Unlikely

There is no doubt that the coronavirus pandemic was an unprecedented shock. However, unlike the 2008 financial crisis, housing was a bystander as external forces disrupted the macro environment rather than a culprit in building up systemic, fundamental imbalances in the financial system. That is an important distinction when it comes to the question of both foreclosures and home prices. Would-be homebuyers who are waiting for a surge in foreclosures and for prices to plunge are likely to find themselves facing even higher prices next year. To add potential insult to injury, many forecasts suggest that homebuyers will be facing higher interest rates after the crisis as well.

Mortgage Forbearance Vs. Deferment:
The Most Important Ways They Differ

If you’re experiencing trouble making your mortgage payment, a mortgage forbearance along with a deferment may provide much-needed relief from financial hardship. However, it’s important to realize that although the terms are sometimes confused for each other, they don’t mean the same thing.

The big difference between forbearance and deferral boils down to this: A forbearance is an act of pausing or reducing your mortgage payment while a deferment may be a post-forbearance option to help take your mortgage current. A deferment typically moves any missed payments to the end of your loan to be paid when you pay off your mortgage.

This article will take a look at forbearance vs. deferment in the mortgage space, how it affects your credit as well as your present and future home financing options and if one is right for you. READ MORE

Things To Do This Week-End
CruiseFest 2021
Sat, Oct 2, 3 – 7 PM

Watch hundreds of eye-popping custom and classic cars cruise up and down Fulton Avenue, from El Camino to Marconi. Presented by California Automobile Museum at Fulton Avenue

Just how awesome is this event? Over 300 cars of all makes and models and 10,000 spectators are only the beginning! Food trucks, live music, and our biergarten round out the program that makes CruiseFest one of the biggest family car events in Sacramento.

CruiseFest on Fulton Avenue is a benefit for the California Automobile Museum.

Save Mart’s 12-foot tall mega-motorized shopping cart—powered by a 454 Chevy engine, it can accommodate a handful of passengers and a few bags of groceries.

And new to CruiseFest, see the 7th replica Batmobile ever built.


Lodi Street Faire

Sun, Oct 3, 8 AM – 4 PM

The largest Street Faire in the area is back in Lodi!

Twice annually, The Lodi Chamber of Commerce hosts The Lodi Street Faire on the first Sundays of May and October from 8AM to 4PM.

We are excited to announce that the Lodi Street Faire is happening on Sunday, October 3rd, 2021.

The Lodi Street Faire is one of the premier events in the State, attracting vendors from throughout California. The Street Faire takes up a 14-square block area of downtown Lodi. More than 500 vendors participate in this biannual event, selling antiques, arts & crafts, and commercial items. While shopping, visitors can satisfy their appetite with their choice from over 25 food options serving everything from hamburgers to hot dogs, sausages to pizza, Mexican, Chinese, Filipino and other worldly cuisine. Plus, no Faire is complete without sweet treats and cold drinks. So, bring the whole family for a day of shopping and fun! READ MORE

Monster Truck Madness – Friday, Saturday, October 1-2, 2021

San Joaquín County Fairgrounds,
1658 S Airport Way, Stockton, CA 95206

Ground Pounding, Earth-Shattering Excitement as Monster Truck Madness brings Action Packed Entertainment to the Stockton Dirt TrackAbout this eventSaturday, October 2, 2021Ground Pounding, Earth Shattering Excitement as Monster Truck Madness brings Action Packed Entertainment to the Stockton Dirt TrackBEST SHOW TO EVER COME TO STOCKTON! You don’t want to miss this exhilarating & action packed night of family fun!Megasaurus Car Eating Dinosaur & Jet Golf CartStay Tuned for an updated list of Featured trucks: Rock Star, California Kid, Identity Theft, Spitfire, Tough Guy, Titan, Wicked Strong & Misfit

*Trucks to appear are subject to change without notice

Purchase admission at the entrance gate the day of event.

Parking Fee: $10 cash


Murphys Gold Rush Street Faire

Saturday, October 2 @ 10:00 am – 5:00 pm

Long‑standing arts and crafts fair with booths along the closed main street of a small gold rush town, held in conjunction with Calaveras Winegrape Alliance Grape Stomp in the adjacent community park.

  • Admission: none
  • # of Exhi­bitors: 50
  • Deadlines: Art & Craft: until full
  • Promoter: Feeney Park Foundation


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