7 Ways To Use Your Home Equity For Retirement Income

7 Ways To Use Your Home Equity For Retirement Income
Question: I am a late starter to retirement planning. Should I count my house or the equity in my house as an asset in my retirement plan? If you are playing catch-up on your retirement planning, you need to maximize every asset you have to make retirement a reality. In general, financial planners don't count the equity in your home when constructing a retirement income plan. Practically speaking, you need a place to live! So financial planners coun

SOLD – 245 SAGE MEADOWS DR Trilogy at Rio Vista 2bd/2bth 1439sf

SOLD – 245 SAGE MEADOWS DR Trilogy at Rio Vista 2bd/2bth 1439sf
SOLD $340,000 Property Description for 245 Sage Meadows Dr, Rio Vista CA 94571 Popular Pebble Beach model with new enterior paint. Rare 3 bedroom, 2 baths, with oak cabinets and white tile counters. Somewhat of a private backyard, just waiting for your touches. This is an Active Adult Community, 55 plus. Property Class: Single Family Residential Listing Status: Active City: Rio Vista State: CA Zip: 94571 Area: Rio Vista C...

The Cost of Title Insurance is Worth the Investment

The Cost of Title Insurance is Worth the Investment
Whenever there’s an article in the news about title insurance, all too frequently there is criticism about the cost. This perception occurs because there are fewer claims with title insurance compared to other forms of insurance. The higher percentage of claims an insurance company pays should not be equated with the value and cost of the policy. This is especially true with title insurance. Most types of insurance cover incidents that may occur in the ...

305 FOXWOOD LN Trilogy at Rio Vista Home 2bd/2bth 1767sf

305 FOXWOOD LN Trilogy at Rio Vista Home 2bd/2bth 1767sf
Asking $395,000 Property Description for 305 Foxwood Ln, Rio Vista CA 94571 Active Adult Community, Belmont model, with very private backyard and with paid Solar. Tile floors, carpet in bedrooms and fireplace in great room makes it cozy. Corian counters with tile back splash, oak cabinets, newer stainless microwave & stove & long counter for bar stools. Makes a great space for entertaining. Master bath upgraded with tile counters/back s...

How to Get Your House Ready to Sell

How to Get Your House Ready to Sell
Whether it’s a family home that you’ve inherited or a home where you’ve raised a family and created memories, letting go of a property can be an emotional experience. It’s important to carefully select a real estate agent with experience selling properties in your area and in a similar price range. A good place to start is reading reviews of agents online, and asking friends and family for recommendations. Your agent will evaluate your situation and ...

5 Reasons to Sell this Fall

5 Reasons to Sell this Fall
Here are five reasons listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home. Take advantage of the bu...

Closing Costs: What Every Home Buyer Needs To Know

Closing Costs: What Every Home Buyer Needs To Know
Closing costs are to home sales what fruitcakes are to Christmas: spoilers of an otherwise good time. You start out excited ― you’re buying a home after begging, borrowing and draining every nickel out of every possible source ― and then wham! Along come closing costs, and the next sound you hear is the pfft of air escaping the joyously inflated you. Closing costs are expenses incurred when you buy or sell a house. They have a nasty w...

These Are The 4 Biggest Mistakes To Avoid When Applying For A Mortgage

These Are The 4 Biggest Mistakes To Avoid When Applying For A Mortgage
Applying for a mortgage may seem like a tricky process, but it doesn't have to be. With a little guidance, anyone can get started on the path to becoming a homeowner. With that in mind, we've laid out some of the most common mortgage application mistakes that would-be buyers make, as well as how to fix them. Read them over so that you can avoid falling into these all-too-familiar traps. Not working on your credit first Having good credit is one of the

What to Look For in a Mortgage Planner

What to Look For in a Mortgage Planner
Finding the right mortgage planner is no different than hiring someone for a job. It is easy to think about the process more than the person, but choosing your mortgage planner is no different than hiring a lawyer or an accountant. This person will guide you through the largest financial transaction of your life, so don’t leave it to chance with an online stranger or being one of hundreds of applications stacked on a banker’s desk. It is important to as

SOLD – 1000 ROLLING GREEN DR Rio Vista 3bds/2bths 1296sf

SOLD – 1000 ROLLING GREEN DR Rio Vista 3bds/2bths 1296sf
SOLD $328,000 Property Description for 1000 Rolling Green Dr, Rio Vista CA 94571 Don't miss the opportunity to own this great home, 3 bedroom 2 bath, newer appliances, roof and has dual pane windows. Living room has fireplace insert. Tile floors in kitchen & master bath, carpet throughout. Lots of build in storage in garage. No rear neighbors. This makes a great starter home or retirement. Just bring your furniture. Property Class:...